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Wednesday, January 21, 2026

No thanks

 I met with a financial planner today and I was so put off by his approach to me. I explained my situation, with the divorce and the many small IRAs and the 3 houses. The guy should have said, damn girl, what a boss! Instead he was sort of scolding me about my expenses and not knowing all the details of my investments (I didn't bring all my SS & IRA etc paperwork, though they would have just taken it and done their assessment and gotten back to me, it wouldn't have helped on the day of the appt). He told me I shouldn't continue to contribute to my daughter's 529, but I said "you can use it to pay the student loan" and he clearly didn't know this. 

I would never work with someone who was so out of sync with my financial situation and the choices I've made for myself and my kids. I'm worried about retirement, and I'm super worried about being able to work full-time for as long as I want (like another 9 or 10 years). But I don't need some condescending "help" to plan for the future, that's for damn sure.

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